Home Insurance

More Than Just Insurance

At Kingdom Insurance Group, INC. we know that you want your home insurance coverage at the lowest price.  Our goal is always to present you with the most responsible insurance quote.  Home insurance isn’t a commodity and the lowest price doesn’t always mean you’re protected properly.  Your home is typically your largest asset and needs to be insured correctly.

The Kingdom Difference

How do you know if you’re properly protected or have the right coverage?  Why are commercials always advertising savings of hundreds of dollars?  At Kingdom Insurance Group, INC we always want to make sure you understand what you are buying.  There are so many ways to design an insurance policy and just looking at the coverage limit doesn’t mean you have the same coverage from company to company.

Let’s look at a few things that can change a policy:

Special form or Broad form or Basic form building coverage

Replacement cost building coverage or Actual Cash Value

Medical payments coverage

Ordinance or law coverage

Special form personal property coverage

Replacement cost personal property coverage

Water sewer backup coverage

Personal injury liability coverage

Scheduled personal property coverage